Postgraduate doctoral loan
A Postgraduate Doctoral Loan can help with course fees and living costs while you study a Postgraduate doctoral course, such as a PhD.
What you can get and how the loan is paid
You can borrow up to £25,000 for the whole course and the amount you can get is not based on your family’s income. The loan is paid directly to you and can be used for your course fees and living costs.
The loan will be divided equally across each year of your course. The first loan payment is made after your course start date, once City has confirmed that you have registered. The loan will be paid in 3 instalments of 33%, 33% and 34% each year. After your application has been approved you’ll be sent a letter with your payment dates or you can check them in your online account.
When you should apply
You can apply now if your course has started or will be starting after the 1st August 2018. The deadline for applying depends on the date you start your course - though in each case this deadline will be during the last academic year of the course, meaning you will still have an opportunity to apply for a certain time after starting your studies.
Whether you qualify depends on:
- Your course
- Your age
- Your nationality or residency status
There are some circumstances where you may not qualify, for example if you are already receiving funding from certain other sources or due to your status with the Student Loans Company or previous doctoral study.
You can find out more about eligibility requirements, application deadlines and the process at the GOV.UK website. You can also contact Student Finance England on 0300 100 0031 if you have any further questions.